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Explore Our Small Business
Insurance Products

Workers’ Compensation

Mandatory in most U.S. states, this policy pays for medical care and lost wages resulting from a work-related injury.

Best for:

Employee medical expenses

Help with missed wages

Lawsuits over injuries that aren't covered

Professional Liability Insurance (E&O)
Also called errors & omissions, this insurance covers alleged or actual mistakes and failures to perform a service.
Best for:

Professional advice or services errors

Unfulfilled duties

Scope of work (SOW) disagreements

General Liability Insurance
This policy provides protection in instances of non-employee physical injury or damage to third-party property.
Best for:

Visitor slip-and-fall injuries

Employee damage to customer property

Libel, slander, copyright infringement

Business Owners Policy (BOP)
Also called property & liability insurance, this policy provides combined coverage for property damage and lawsuits.
Best for:

Customer property damage

Customer injuries

Business property damage

Commercial Auto Insurance
This policy covers damage to and lawsuits from the operation of company-owned or leased vehicles.
Best for:

Third-party injury or death where an employee is at fault

Damage to company vehicles from theft, fire, flood, etc.

Collision damage

Protect your business and assets with coverage for claims that exceed the limits of your current biBERK liability policy.
Best for:

Added coverage for an underlying policy

Scenarios where the existing policy limit has been reached

Additional protection without increasing policy limits