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Insurance Products
Workers’ Compensation
Mandatory in most U.S. states, this policy pays for medical care and lost wages resulting from a work-related injury.
Best for:
Employee medical expenses
Help with missed wages
Lawsuits over injuries that aren't covered
Professional Liability Insurance (E&O)
Also called errors & omissions, this insurance covers alleged or actual mistakes and failures to perform a service.
Best for:
Professional advice or services errors
Unfulfilled duties
Scope of work (SOW) disagreements
General Liability Insurance
This policy provides protection in instances of non-employee physical injury or damage to third-party property.
Best for:
Visitor slip-and-fall injuries
Employee damage to customer property
Libel, slander, copyright infringement
Business Owners Policy (BOP)
Also called property & liability insurance, this policy provides combined coverage for property damage and lawsuits.
Best for:
Customer property damage
Customer injuries
Business property damage
Commercial Auto Insurance
This policy covers damage to and lawsuits from the operation of company-owned or leased vehicles.
Best for:
Third-party injury or death where an employee is at fault
Damage to company vehicles from theft, fire, flood, etc.
Collision damage
Umbrella
Protect your business and assets with coverage for claims that exceed the limits of your current biBERK liability policy.
Best for:
