One submission reaches every market with appetite for the account. Some answer instantly through an API. The rest are submitted and worked by hand. Technology where it can, our own producers where it should, and markets until the opportunity has somewhere to go.
Cennairus is a licensed wholesale insurance broker in Sarasota, Florida (NPN 8740024), placing workers’ compensation, commercial and personal lines with admitted and non-admitted markets across the United States. Retail agencies get appointed once, send the accounts their own markets cannot take, stay the agent of record and keep their commission, settled monthly.
Drop the application. Drop the loss runs. We’ll take it from there.
FEIN, locations, payroll, class codes, mod, claims — read off the documents.
Every market with appetite for the account. When the standard market passes, a PEO is a real option.
Workers’ comp, priced by AmTrust while you wait.
The quote becomes a proposal the insured can read and accept.
The insured signs the packet from the proposal. No printer, no scanner.
The insured pays online, and the confirmed payment fires the bind with the carrier.
Issued, filed with the account, and already set up for the renewal.
The desk behind the hard ones
Most submissions route straight to the markets most likely to quote them. When a risk needs a real underwriting conversation, our specialists take it — with the direct carrier relationships to have it. Faster submissions. More approvals. Nobody starting over.
Featured program
biBerk — a Berkshire Hathaway Company — writes small-business workers’ compensation, business owner’s policy, general liability, professional liability, umbrella and commercial auto. Join through Cennairus and your agency gets its own biBerk producer code under ours.
Workers’ compensation is not written in New York; North Dakota, Ohio, Washington and Wyoming are state-fund states.
Cennairus is an anagram we created for the word insurance — the exact same nine letters, simply rearranged.
That’s our philosophy. We didn’t reinvent insurance; we reimagined how it’s delivered. By combining AI, automation, and modern technology, we’ve rebuilt the insurance experience to be faster, simpler, and more efficient.
No. You get appointed with Cennairus once and then send opportunities on our licenses — we are a licensed wholesale broker operating nationwide. Your own appointments stay yours, and nothing here replaces them; this is for the accounts they cannot take.
Getting appointed costs you paperwork, not money: your license, a certificate of insurance and your errors and omissions cover. You keep your commission on what you place through us. The split itself lives in your agency agreement, not on a web page.
You keep your commission on the business you place through us, settled monthly. Add your W-9 and a bank account in your agency profile and the wallet turns on, so payouts land in an account. Rates are in your agreement.
Forty lines, commercial and personal. Eleven have their own funnel: solopreneur and ghost policies, workers’ compensation, general liability, commercial umbrella, BOP, professional liability, commercial property, commercial auto, homeowners, boat and health benefits. The rest are listed under all lines.
A market gives one of three answers: a quote, an underwriting review, or a decline. A review is not a quote, and a decline is not the end. The submission stays intact and a producer works what is left: specialty markets, assigned risk, or a PEO.
Register, then upload your license, certificate of insurance and errors and omissions cover. When all three read as the right documents, still in date, and matching your agency name and FEIN, the account activates and you get a confirmation email. If one does not, a person reviews it.
