Small Business Insurance
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3 Simple Steps to Instant Coverage
biBerk is proud to be part of Warren Buffett’s Berkshire Hathaway Insurance Group. Save up to 20% on your business insurance. Get a quote and get covered online in minutes.
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Choose Coverage and pay Online
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Explore Our Small Business
Insurance Products
Workers' Compensation
Mandatory in most U.S. states, this policy pays for medical care and lost wages resulting from a work-related injury.
Best for:
- Employee medical expenses
- Help with missed wages
- Lawsuits over injuries that aren't covered
Professional Liability Insurance (E&O)
Also called errors & omissions, this insurance covers alleged or actual mistakes and failures to perform a service.
Best for:
- Professional advice or services errors
- Unfulfilled duties
- Scope of work (SOW) disagreements
General Liability Insurance
This policy provides protection in instances of non-employee physical injury or damage to third-party property.
Best for:
- Visitor slip-and-fall injuries
- Employee damage to customer property
- Libel, slander, copyright infringement
Business Owners Policy (BOP)
Also called property & liability insurance, this policy provides combined coverage for property damage and lawsuits.
Best for:
- Customer property damage
- Customer injuries
- Business property damage
Umbrella
Protect your business & assets with coverage for claims that exceed the limits of your current biBERK liability policy.
Best for:
- Added coverage for an underlying policy
- Scenarios where the existing policy limit has been reached
- Additional protection without increasing policy limits
Explore Our Small Business
Insurance Products
Appetite Guidelines
Workers' Compensation
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Appetite Guidelines
PL and EO
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Appetite Guidelines
Business Owner Policy
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biBerk Appetite Guidelines
Easily access biBERK’s underwriting appetite for different lines of business. Click below to view detailed guidelines for Workers’ Comp, Professional & Executive Liability, and Business Owner’s Policies.
Stay Informed & Get Support
Join our live webinars to get your questions answered and learn how to navigate the biBERK platform with ease. Choose the session that fits your needs!
Agent Onboarding Videos
Get started with biBerk in minutes! Watch this quick onboarding videos to learn how to navigate the platform, submit quotes, and maximize your opportunities.
Agent Onboarding
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Key biBerk Contacts
For all “how-to” questions.
Timelines, documents (e.g., COIs), special submissions, appetite guide, etc.
When in doubt, this is the contact to use.
Available 8 AM – 8 PM CST at 855-430-7220.
Log-in issues.
New user setup.
Any potential IT-related issues.
Replaces [email protected] as of January 2024.
For all “how-to” questions.
Timelines, documents (e.g., COIs), special submissions, appetite guide, etc.
When in doubt, this is the contact to use.
Available 8 AM – 8 PM CST at 855-430-7220.
Log-in issues.
New user setup.
Any potential IT-related issues.
Replaces [email protected] as of January 2024.
